The importance of liability law to the American system of justice, and to the US economy in general, are well known. Somewhat less well known, at least among non-lawyers, is the corresponding centrality of liability insurance. For most non-contractual legal claims for damages that are brought against individuals or firms, there is some form of liability insurance coverage. Such coverage, provided by state-regulated insurance companies, ranges from auto and homeowners’ policies (sold to consumers throughout the country) to commercial general liability policies (sold to businesses of all sizes) to professional liability policies of various sorts (including Directors and Officers coverage as well as legal and medical malpractice coverage). The Restatement of the Law Liability Insurance is the American Law Institute’s first effort to “restate” the common law governing all such liability insurance contracts, and we are the reporters.
Logue, Kyle D., co-author. "In Defense of the Restatement of Liability Insurance Law." T. Baker, co-author. Geo. Mason L. Rev. 24, no. 3 (2017): 767-98.